Alternative Financing

Plum Capital has been very effective in providing debt and equity financing and refinancing, leveraged buyouts, management buyouts, divestiture financing, financing for rapidly growing companies, and assisting in acquisitions and mergers. Financial services from Plum enable clients to seize opportunities created by strong market demand for their products and services.

We work with clients requiring basic financial services such as establishing or replacing a revolving credit line or term loan, and with clients requiring more complex services including structuring mergers, reverse mergers, acquisitions, workouts, equity financing, equity promotion, and executive corporate consulting. A typical Plum Capital client has financing needs from $1 million to $100 million+.  Plum Capital’s corporate finance clients are companies that have progressed beyond the start-up phase and whose business concept or product(s) have already been adequately proven by experience.

Plum Capital provides debt financing both to companies in sound financial condition and to those that have encountered strategic or operational difficulties that seriously affect their balance sheets. Plum Capital’s alternative financing expertise lies in integrating several lenders or financing sources to provide the best solution. Plum Capital has a successful record of financing complex and difficult situations, particularly those where traditional bank lenders may be reluctant to extend credit or may desire to withdraw from the existing relationship.

The capital sources which Plum Capital approaches differ from transaction to transaction, and from industry to industry. They include commercial finance companies, banks and merchant banks, institutional funds and strategic corporate investors.

Based on our daily interactions in the lending marketplace, Plum has extensive knowledge of the universe of alternative lenders and providers of liquidity. In most cases, we are able to focus on a selection of potentially interested institutions. Our reputation for supplying deals that fit their lending criteria means that lenders respond rapidly to our requests for expressions of interest in a deal, shortening the time it takes to close the financing. Our selected lenders usually present you with more options on terms than you are likely to be able to develop yourself. For example, our lenders often provide more borrowing availability than a local bank on the same set of assets.

We strive to customize financing solutions to best suit each company's needs, whether it is seeking capital to:
  • Complete acquisitions
  • Finance growth
  • Support working capital requirements
  • Provide liquidity to shareholders
  • Complete a recapitalization or balance-sheet restructuring
  • Refinance debt
  • Purchase equipment

Plum Capital can provide a broad range of options for financial transactions, including:

  • Financing without advance fees
  • Senior debt
  • Second lien loans
  • Unitranche debt
  • Subordinated debt
  • Mezzanine or junior debt
  • Convertible debt
  • Term loans
  • Revolving lines of credit
  • Asset-based financing, including accounts receivable factoring
  • Cash-flow based financing
  • Bridge loans and other short-term funding
  • Controlled and Non-Controlled Equity